We're being upfront about how intellectsparkapi.com uses cookies and similar tracking methods. This isn't just legal boilerplate—we actually want you to understand what's happening when you visit our site.
Think of cookies as small text files that help websites remember who you are between visits. They're not programs and can't carry viruses, but they do collect information about how you interact with our platform.
Your Cookie Settings
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You're in control. Change your preference anytime using the button here.
What We Track and Why
Our family budgeting platform needs certain data to function properly. Other tracking helps us improve your experience, but you can opt out of that stuff if you prefer.
Essential Cookies Required
These keep the site working. They remember your login status, preferences you've set, and form inputs. Without them, you'd have to re-enter everything constantly.
Functional Tracking
These remember choices like your preferred currency display or notification settings. They make your experience smoother but aren't strictly necessary.
Analytics Cookies
We use these to see which features people actually use and where they get stuck. Helps us figure out what to improve next. All data is anonymized.
Marketing Trackers
These show us how effective our outreach is and help us avoid showing you the same ad repeatedly. You can disable these without affecting site functionality.
How Tracking Actually Works
When you first land on intellectsparkapi.com, our server sends a small data file to your browser. Your browser stores it and sends it back with future requests to our site. That's how we recognize you between sessions.
Session vs. Persistent Cookies
Session cookies disappear when you close your browser. They're temporary helpers for things like keeping you logged in while you navigate between pages.
Persistent cookies stick around longer—sometimes for months. They remember your preferences so you don't have to reset everything each visit. We set expiration dates on all persistent cookies, typically between 30 days and one year depending on their purpose.
First-Party and Third-Party Tracking
First-party cookies come directly from us. We control what they do and what data they collect. Third-party cookies come from external services we've integrated—like analytics platforms or payment processors. These partners have their own privacy policies that govern how they handle data.
What We Actually Do With This Information
Personalization: Your dashboard layout preferences, budget categories you've created, and display settings all get saved so they're there next time.
Security monitoring: We track login attempts and session activity to spot suspicious behavior and protect your account.
Feature usage analysis: Knowing which tools get used most (and which get ignored) tells us where to focus development effort.
Performance optimization: Tracking load times and error rates helps us identify technical issues before they affect too many users.
Communication timing: If you've already seen a particular tutorial or notification, we don't show it again unnecessarily.
We don't sell tracking data to third parties. We don't share individual user behavior with advertisers. Aggregate, anonymized data might get shared with service providers who help us run the platform, but they're contractually bound to protect it.
How Long We Keep Cookie Data
Essential cookies last as long as your session or until you log out. Functional preferences typically persist for 6-12 months. Analytics data gets aggregated and anonymized within 26 months. Marketing cookies usually expire after 90 days.
You can delete all cookies through your browser settings at any time. Keep in mind that clearing essential cookies will log you out and reset all your preferences.
Taking Control Through Your Browser
Every modern browser gives you control over cookies. The exact steps vary, but here's where to look:
Chrome
Settings → Privacy and security → Cookies and other site data. You can block all cookies, block third-party only, or clear existing ones.
Firefox
Options → Privacy and Security → Cookies and Site Data. Firefox offers enhanced tracking protection by default, which blocks many third-party trackers automatically.
Safari
Preferences → Privacy → Cookies and website data. Safari blocks most third-party cookies by default and offers intelligent tracking prevention.
Edge
Settings → Privacy, search, and services → Cookies and site permissions. Edge has three levels of tracking prevention: Basic, Balanced, and Strict.
Blocking all cookies will break login functionality on most websites, including ours. We recommend using your browser's option to block third-party cookies while allowing first-party ones if you want a middle ground.
Thailand-Specific Context
Since we operate in Thailand, we comply with the Personal Data Protection Act (PDPA) which went into full effect in 2022. This means we need explicit consent for non-essential tracking and must give you clear ways to opt out.
If you're accessing our site from within Thailand, your data stays within servers that comply with Thai data protection regulations. Cross-border data transfers only happen when necessary for service delivery and only to jurisdictions with adequate protection standards.
Changes to This Policy
Technology changes, regulations evolve, and we occasionally add new features that require different tracking methods. When that happens, we'll update this policy and change the "Last Updated" date at the top.
Significant changes that affect how we collect or use data will be announced through email and an in-app notification. We won't silently expand tracking without telling you.
We use cookies to help improve your browsing experience and understand how people interact with our financial education platform. Your privacy matters, and you're in control of what gets stored on your device.
